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Why Should Merchants Keep Credit Card Data?

 

The retail industry advocates keeping a bare minimum of customer financial information. Just enough to still serve your customers without providing potential thieves what they need.

‹ New Tool Finds Race Conditions in Multithreaded Apps E-Government Group Forms Within Liberty Alliance ›

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READER FEEDBACK

Cass Tue, 2007-12-11 08:52

There's already a payment processor out there doing just what David Hogan from the NRF recommends. Electronic Payment Exchange's (EPX) BuyerWall products enables merchants to never have to process, transmit or store cardholder data. Instead, BuyerWall produces a BRIC (BuyerWall Recognized Identification Code) that is a random number unrelated to the credit card number. Retailers store the BRIC (which is worthless to would-be thieves) and use it to do subsequent transactions. But they never have to even touch the credit card number. Check it out at www.epx.com.

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